philippinesbanking-financial-services/risk-management2023-09-072023-11-06bankingTaguigNational Capital RegionPHRobert Waltershttps://www.robertwalters.com.phhttps://www.robertwalters.com.ph/content/dam/robert-walters/global/images/logos/web-logos/square-logo.pngtrue
If you are a credit risk leader who has expertise in retail credit and unsecured loans management from a reputable bank and wants to join one of the advanced and sophisticated banks in the country, this Credit Risk Management Head job is for you.
About the Credit Risk Management Head Role: The successful candidate has to understand the key drivers of credit risk, manage the portfolio risk, and maximise the risk return profile of consumer retail portfolios in a digital banking environment.
Manage the underwriting process by ensuring it is in accordance with the bank's credit policy and procedures
Ensure the bank's credit initiatives comply not just with the policies and procedures but also with local regulations and strategic direction by senior management
Support the consumer credit operations team in ensuring collection targets are achieved, and credit limits are continually reviewed
Monitor and track portfolio performance against the set benchmark
Leverage risk appetite results to support strategy business decision making via new initiatives and policy implementation
Ensure acquisition quality early indicator is within agreed threshold
Monitor portfolio triggers in a proactive manner, take swift actions to address breaches together with the business units
Develop portfolio heat map by products to assess portfolio shape and risk appetite
Identify portfolio issues early on, engage business to take proactive actions and close them in a timely manner
Establish monitoring and tracking mechanism to assess portfolio performance against benchmarks and leverage on risk appetite results to support strategic business decision making via new initiatives and policy implementation
To succeed in this Credit Risk Management Head role, you must have a well-rounded credit risk experience and the ability to work independently and report to senior risk committees and board members.
Track record in establishing a robust credit risk policy and management in retail banking
Experience managing a small team covering all credit risk analysis and management within another reputable bank
Extensive credit risk experience from a local universal bank
Experience managing unsecured loans/ credit management for another reputable bank
This is a fantastic opportunity to be part of a data-driven credit risk team and learn about analytics as well as piloting credit risk measurement and policy within a bank. This bank offers an opportunity to learn and get exposure from senior risk professionals as well as the BSP.
If you are driven and motivated risk professionals looking for a career growth, this Credit Risk Management Head role is for you.
Please apply today or contact me to learn more.
Due to the high volume of applications we are experiencing, our team will only be in touch with you if your application is shortlisted.
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