Head of Credit Risk

Fantastic opportunity to join a thriving new FinTech startup expanding across SE Asia. Focus on Retail Credit Risk to lead this growing firm in the Philippines.

Head of Credit Risk Management

Salary: Competitive and based on experience

Location: BGC

Keywords: Risk Management, Credit Risk, Financial Lending, Data Analysis, Regulatory Compliance

Our client is seeking a highly skilled Head of Credit Risk Management to play a pivotal role in shaping and managing risk strategies and frameworks within the digital financial services sector. This position focuses on ensuring alignment with the company’s objectives, risk appetite, and regulatory compliance while leveraging data-driven insights to enhance portfolio performance, mitigate risks, and drive sustainable growth.

• Key role in shaping and managing risk strategies
• Opportunity to leverage data-driven insights for portfolio enhancement
• Drive sustainable growth within a digital financial services provider

What you'll do:

As the Head of Credit Risk Management, your role will be instrumental in shaping the company's risk strategies. You will develop robust risk management frameworks tailored to financial lending products. Your keen eye for detail will enable you to monitor credit risk metrics effectively, identifying potential risks early on. Your analytical skills will be put to good use as you conduct in-depth data analysis to improve portfolio quality. You will also participate in maintaining credit risk models in line with internal policies. Collaboration will be key as you work with various teams to refine risk management strategies.

• Develop and implement robust risk management frameworks, KPIs, and reporting standards specific to financial lending products.
• Monitor credit risk metrics covering underwriting, fraud and portfolio performance.
• Proactively identify potential risks and design effective mitigation strategies.
• Conduct in-depth data analysis to provide actionable insights and recommendations for improving portfolio quality.
• Participate in the implementation and maintenance of credit risk models, ensuring compliance with internal policies and regulatory requirements.
• Collaborate closely with cross-functional teams such as Collections, Product, and Data Science to create and refine cohesive risk management strategies and initiatives.
• Collect, interpret, and analyze risk data to support strategic decision-making and operational improvements.

What you bring:

As the ideal candidate for the Head of Credit Risk Management position, you bring a wealth of experience from your 5+ years working within financial lending. Your managerial experience has honed your collaborative skills, making you an effective leader. Your strong quantitative abilities coupled with your analytical prowess make you adept at statistical analysis, credit risk modeling, and portfolio management. Your proficiency in SQL and Excel are essential tools in your arsenal. Your excellent communication skills allow you to present complex insights to a variety of stakeholders. You thrive in fast-paced environments and are driven by results.

• 5+ years of experience in credit risk management within financial lending.
• Managerial experience with a focus on collaboration and mentorship.
• Strong quantitative and analytical skills with expertise in statistical analysis, credit risk modeling, and portfolio management.
• Working knowledge of SQL and proficiency in Excel.
• Ability to adapt and innovate in response to rapidly changing business environments.
• Excellent communication skills with the ability to present complex insights to both technical and non-technical stakeholders.
• Results-driven mindset, thriving in fast-paced and high-pressure environments.
• Fluency in English.

What sets this company apart:

Our client is a leading player in the digital financial services sector, known for its innovative approach to risk management. They offer an environment that fosters collaboration and encourages employees to leverage their skills to drive sustainable growth. Their commitment to data-driven decision making sets them apart from competitors, providing employees with unique opportunities to make impactful contributions.

What's next:

Ready to take the next step in your career? Apply now!

Apply today by clicking on the link!

Due to the high volume of applications we are experiencing, our team will only be in touch with you if your application is shortlisted.