Credit Portfolio Manager (Front Office)

A Credit Portfolio Manager position at an AVP level has become available at a company known for its flexible working opportunities. The organization is renowned for its commitment to innovation and fosters a culture that values creativity, collaboration, and forward-thinking.

CREDIT PORTFOLIO MANAGER (Front Office)

Salary: Competitive and based on experience
Location: Manila

A leading financial institution in Manila is seeking a Credit Portfolio Manager (AVP) to join their front office team, where your expertise will directly influence the bank’s credit portfolio and business growth objectives. This role offers you the opportunity to work closely with Relationship Managers, Credit Risk, Treasury, and senior management, providing strategic insights and recommendations that shape the direction of corporate and institutional lending. You will be at the heart of decision-making, supporting client transactions and optimising capital allocation while ensuring prudent risk standards are maintained. The organisation values collaboration, knowledge-sharing, and professional development, offering an inclusive environment where your analytical skills and stakeholder engagement abilities will be highly valued. If you are looking for a role that combines strategic impact with day-to-day portfolio management responsibilities, this is your chance to make a meaningful contribution within a supportive leadership structure.

• You will play a pivotal role in managing and monitoring diverse credit portfolios across corporate, commercial, institutional, and specialised lending segments, ensuring optimal risk-adjusted returns.
• The position offers extensive collaboration with cross-functional teams including Relationship Managers, Credit Risk, Treasury, Finance, Compliance, and senior management—enabling you to develop client-focused financing solutions and support business growth.
• Enjoy working in an inclusive workplace that prioritises training opportunities, knowledge-sharing, and supportive leadership while empowering you to deliver actionable insights for portfolio optimisation and strategic planning.

What you'll do:

As a Credit Portfolio Manager in the front office team based in Manila, you will be responsible for overseeing the bank’s credit portfolios across multiple segments. Your day-to-day activities will involve monitoring portfolio quality through detailed analysis of industry concentrations and obligor exposures. You will conduct regular reviews of performance metrics to identify risks early on and propose effective mitigation strategies. By supporting asset rotation initiatives and capital allocation decisions, you will help optimise the bank’s lending activities. Your role also includes evaluating credit exposures through rigorous financial statement analysis while assessing concentration risks across various dimensions. Working collaboratively with Credit Risk teams on complex transactions ensures alignment with internal policies. You will partner closely with Relationship Managers to craft client-focused solutions that balance business growth with prudent risk standards. Participation in client meetings allows you to share valuable insights that inform deal structuring. Preparing detailed reports for senior leadership using advanced analytics tools forms a key part of your responsibilities. Additionally, you will coordinate with stakeholders from Treasury to Compliance departments to present findings at management committees and support governance requirements.

• Manage assigned credit portfolios spanning corporate, commercial, institutional, and specialised lending segments by continuously monitoring quality and performance metrics.
• Conduct thorough reviews of portfolio profitability and risk-adjusted returns to identify emerging risks and recommend mitigating actions that maintain portfolio quality.
• Support asset rotation initiatives as well as limit management and capital allocation strategies to optimise portfolio composition.
• Evaluate credit exposures by analysing financial statements, industry developments, borrower performance, and transaction impacts on overall portfolio risk metrics.
• Assess concentration risks across sectors, geographies, borrower groups, and product types to ensure balanced portfolio distribution.
• Collaborate with Credit Risk teams in structuring complex transactions and reviewing proposals for alignment with risk appetite frameworks.
• Partner with Relationship Managers and Coverage Teams to develop client-focused financing solutions that support business objectives while maintaining prudent risk standards.
• Participate actively in client discussions and internal deal structuring meetings to provide portfolio insights and transaction recommendations.
• Prepare comprehensive portfolio reports and management presentations for senior leadership using advanced analytics tools such as Excel and financial modelling software.
• Coordinate closely with internal stakeholders including Treasury, Finance, Compliance, and present trends or recommendations to management committees while supporting regulatory examinations.

What you bring:

To excel as a Credit Portfolio Manager in this front office role based in Manila, you should bring substantial experience from corporate banking environments where you have managed credit portfolios or engaged deeply in credit risk assessment. Your academic background should include finance-related disciplines complemented by advanced qualifications such as CFA or FRM if available. Demonstrated expertise in analysing financial statements is essential alongside proficiency in quantitative techniques using Excel or similar tools for modelling scenarios. Familiarity with banking products ranging from traditional loans to structured finance instruments is important given the diversity of portfolios managed. Exposure to large corporate clients enhances your ability to assess complex transactions effectively. A deep understanding of regulatory requirements ensures compliance throughout all activities. Your interpersonal skills must enable collaborative engagement across multiple teams—from Relationship Managers to Compliance officers—while your strategic mindset helps translate data-driven insights into actionable recommendations for senior leaders. Attention to detail underpins your ability to maintain high-quality reporting standards while sound judgement supports successful execution of optimisation initiatives.

• Bachelor's degree in Finance, Economics, Accounting, Business Administration or related field is required; a Master's degree or relevant professional certifications such as CFA or FRM are advantageous.
• Minimum 5-10 years of experience in Corporate Banking, Credit Risk Management, Credit Portfolio Management or Structured Finance functions within banking institutions.
• Proven track record in credit analysis including proficiency in financial statement review and credit underwriting processes.
• Advanced analytical skills demonstrated through quantitative analysis using Excel spreadsheets or financial modelling tools for portfolio analytics.
• Comprehensive understanding of corporate credit risk principles as well as portfolio management concepts including capital allocation methodologies.
• Familiarity with banking products such as loans or structured finance instruments along with exposure to large corporate or institutional clients.
• Knowledge of regulatory frameworks governing credit portfolios plus best practices in risk management compliance.
• Exceptional relationship management skills enabling effective stakeholder engagement across business units including coverage teams or product specialists.
• Strategic thinking capability combined with excellent communication skills for presenting complex information clearly to senior leadership or committees.
• Strong attention to detail coupled with sound judgement when making recommendations regarding portfolio optimisation initiatives.

What sets this company apart:

This organisation stands out for its commitment to fostering an inclusive environment where collaboration is encouraged across all levels. Employees benefit from supportive leadership that prioritises professional development through ongoing training opportunities designed to enhance both technical competencies and interpersonal skills. The company values knowledge-sharing among teams which creates a dependable network for tackling complex challenges together. With a focus on empowering individuals through access to advanced analytics tools and resources necessary for success in credit portfolio management roles, the institution provides ample scope for personal growth within a communal setting. Stakeholder engagement is highly valued here—ensuring your contributions are recognised not only within your immediate team but also across broader business units involved in strategic planning or governance activities. The organisation’s dedication to maintaining high standards of compliance further reinforces its reputation as a trustworthy employer committed to responsible banking practices.

What's next:

If you are ready to take your career forward by joining a collaborative team where your expertise shapes strategic outcomes—apply now!

Apply today by clicking on the link provided.

Due to the high volume of applications we are experiencing, our team will only be in touch with you if your application is shortlisted.