CAPITAL AND RECOVERY RISK LEAD

CAPITAL AND RECOVERY RISK LEAD

A leading universal bank is seeking a highly knowledgeable Capital and Recovery Risk Lead to join their esteemed Risk Management team in Taguig. This pivotal role offers you the opportunity to shape the future of capital adequacy and recovery planning, ensuring the organisation remains resilient under all scenarios. You will be at the forefront of developing and enhancing critical frameworks such as ICAAP, Recovery Planning, and enterprise stress testing, while working closely with senior management to support strategic decision-making. The organisation is deeply committed to investing in its people, offering a supportive environment that values teamwork, individual initiative, and continuous professional growth. If you are looking for a workplace that encourages development, recognises your contributions, and provides flexible working opportunities, this is your chance to make a meaningful impact.

* Play a key role in shaping capital adequacy and recovery strategies by leading ICAAP, Recovery Planning, and stress testing activities within a highly respected financial institution.
* Benefit from an inclusive culture that values collaboration, supports career progression, and invests in both personal and professional development through ongoing training opportunities.
* Enjoy flexible working arrangements and the chance to work alongside a knowledgeable team dedicated to excellence in risk management and regulatory compliance.

What you'll do:

As Capital and Recovery Risk Lead you will play an instrumental role in safeguarding the organisation’s financial stability by overseeing critical risk management frameworks. Your day-to-day responsibilities will involve collaborating with cross-functional teams to ensure robust capital adequacy assessments are conducted under various scenarios. You will be responsible for embedding early warning systems into governance structures while continuously refining methodologies for stress testing. Success in this position requires you to translate complex analytical outcomes into practical recommendations for senior leadership. By fostering strong relationships across departments and maintaining rigorous standards of regulatory compliance, you will help drive informed decision-making at the highest levels. Your efforts will directly contribute to building a resilient organisation capable of navigating evolving market conditions.

* Lead the end-to-end development, governance, and quality assurance of the Internal Capital Adequacy Assessment Process (ICAAP) and Recovery Plan, ensuring full alignment with regulatory requirements and internal standards.
* Collaborate closely with business units and risk teams to gather essential inputs, provide effective second-line challenge, and ensure timely submission of reports to regulators including responses to feedback.
* Oversee controls, data integrity, and methodological soundness across ICAAP, Recovery Planning, and stress testing activities while coordinating independent validations and addressing findings promptly.
* Ensure Early Warning Indicators (EWIs), triggers, escalation protocols, and management actions related to the Recovery Plan are operationally embedded within governance processes and regularly tested for effectiveness.
* Continuously enhance the enterprise stress testing framework by refining scenario design, assumptions, methodologies, and ensuring alignment with the organisation’s risk profile.
* Analyse complex stress testing outcomes to generate actionable insights that inform capital management strategies, risk appetite decisions, and overall organisational resilience.
* Prepare comprehensive reports for senior management and the Risk Management Committee that clearly communicate key findings across ICAAP, Recovery Planning, stress testing results, capital adequacy status, and risk appetite framework alignment.
* Facilitate strong governance practices by ensuring robust documentation standards are maintained throughout all risk management processes.
* Support regulatory examinations by providing clear evidence of compliance with relevant guidelines while proactively identifying areas for improvement.
* Drive a culture of continuous improvement by sharing best practices across teams and supporting knowledge transfer initiatives.

What you bring:

To excel as Capital and Recovery Risk Lead you will bring significant expertise gained from managing complex risk frameworks within reputable banking or financial institutions. Your background should include hands-on involvement with ICAAP submissions or equivalent capital planning exercises as well as direct exposure to regulatory interactions. You will have developed advanced analytical capabilities that enable you to distil technical findings into clear recommendations tailored for diverse audiences. Your collaborative approach ensures seamless coordination between multiple stakeholders while upholding rigorous standards of accuracy in all deliverables. A passion for continuous improvement combined with excellent communication abilities will allow you to thrive in this role—helping foster a culture where knowledge sharing is valued just as highly as technical proficiency.

* Extensive experience in risk management within banking or financial services environments with a focus on ICAAP, Recovery Planning or enterprise-wide stress testing.
* Proven ability to interpret regulatory requirements related to capital adequacy assessment processes and translate them into effective policies or procedures.
* Exceptional analytical skills enabling you to synthesise large volumes of data into actionable insights for senior stakeholders.
* Strong interpersonal skills allowing you to collaborate effectively with business units, risk teams, auditors, regulators, and senior management alike.
* Demonstrated track record of preparing high-quality reports for executive audiences including Board-level committees or equivalent governance bodies.
* Experience designing or enhancing stress testing frameworks including scenario analysis methodologies aligned with organisational risk profiles.
* Familiarity with early warning indicators (EWIs), escalation protocols or similar mechanisms within recovery planning contexts.
* Excellent written communication skills ensuring clarity in documentation standards across all aspects of risk management processes.
* Commitment to continuous learning demonstrated through participation in training opportunities or industry forums focused on regulatory developments.

What sets this company apart:

This organisation stands out as one of the most respected universal banks in the Philippines due to its unwavering commitment to employee empowerment and professional growth. Employees benefit from an inclusive environment where teamwork is celebrated alongside individual initiative—ensuring everyone has access to resources needed for success. The company invests heavily in process enhancements as well as ongoing training opportunities so staff can stay ahead of industry trends. Flexible working arrangements further support work-life balance while generous pension contributions reflect a genuine concern for long-term wellbeing. By joining this team you become part of a network that values shared achievement over individual accolades—making it an ideal place for those who seek both challenge and support on their career journey.

What's next:

If you are ready to take your career in risk management to new heights within a supportive environment that values your expertise—this is your moment!

Apply today by clicking on the link provided; seize this opportunity to join an outstanding team dedicated to excellence in capital adequacy and recovery planning.

Due to the high volume of applications we are experiencing, our team will only be in touch with you if your application is shortlisted.