Head of Credit Risk

HEAD OF CREDIT RISK

A leading financial institution in Metro Manila is seeking a Head of Credit Risk to join their team and play a pivotal role in shaping the organisation’s risk management strategy. This is an exceptional opportunity for you to make a meaningful impact by guiding credit risk policies, supporting business growth, and ensuring regulatory compliance. The organisation offers flexible working opportunities, generous pension contributions, and ongoing training to help you thrive both personally and professionally. If you are passionate about fostering a supportive environment and driving positive change through collaborative leadership, this role will allow you to connect with talented colleagues and contribute to the long-term success of a respected financial services provider.

* Join a well-established financial institution in Metro Manila that values inclusive teamwork, professional development, and employee wellbeing.
* Take ownership of credit risk management strategies, working closely with senior stakeholders to ensure responsible lending practices and regulatory compliance.
* Enjoy flexible working arrangements, generous pension contributions, and access to continuous training opportunities designed to support your growth and career progression.

What you'll do:

As Head of Credit Risk, you will be entrusted with overseeing all aspects of credit risk management within the organisation. Your day-to-day responsibilities will involve collaborating with various teams to develop robust frameworks that safeguard the institution’s assets while enabling sustainable growth. You will analyse portfolio performance data to identify trends and emerging risks, provide actionable recommendations to senior leaders, and ensure compliance with local regulations. By leading process enhancements and supporting product launches from a risk perspective, you will help shape responsible lending practices. Your commitment to nurturing talent through training sessions will foster a culture of shared accountability for risk management. Success in this role requires a keen understanding of market dynamics, strong interpersonal skills for stakeholder engagement, and the ability to drive continuous improvement initiatives that keep the organisation at the forefront of industry standards.

* Develop, implement, and oversee comprehensive credit risk management frameworks that align with organisational objectives and regulatory requirements.
* Collaborate with cross-functional teams including finance, operations, and compliance to ensure credit risk policies are consistently applied throughout the business.
* Monitor portfolio performance by analysing data trends, identifying emerging risks, and recommending proactive measures to mitigate potential losses.
* Lead the review and enhancement of credit assessment processes, ensuring robust evaluation standards for new and existing customers.
* Prepare detailed reports for executive management and regulatory bodies, providing clear insights into credit risk exposures and mitigation strategies.
* Support business units in launching new products or services by assessing associated credit risks and advising on appropriate controls.
* Foster a culture of shared responsibility for risk management by delivering training sessions and mentoring junior staff members across departments.
* Engage with external auditors and regulators during inspections or reviews, ensuring transparent communication regarding credit risk practices.
* Drive continuous improvement initiatives within the credit risk function by leveraging industry best practices and technological advancements.
* Champion ethical lending standards while balancing commercial objectives with prudent risk management.

What you bring:

The ideal candidate for Head of Credit Risk brings substantial expertise from previous roles in banking or financial services where they have successfully managed credit risk functions. Your analytical acumen enables you to interpret complex datasets while your interpersonal strengths facilitate collaboration across diverse teams. You possess excellent communication skills that allow you to convey technical information clearly to both executives and regulators. Experience mentoring others demonstrates your commitment to nurturing talent within the organisation. A thorough understanding of local regulatory requirements ensures compliance at every stage of the process. Familiarity with industry best practices empowers you to drive improvements in credit assessment procedures. Your ability to engage transparently with external parties reflects your dedication to upholding high standards. Above all, your approach balances ethical considerations with commercial objectives—making you an invaluable asset in promoting responsible lending practices.

* Extensive experience in credit risk management within banking or financial services environments is essential for this position.
* Proven track record in developing and implementing effective credit risk frameworks that comply with regulatory requirements.
* Strong analytical skills demonstrated by the ability to interpret complex data sets and translate findings into actionable insights.
* Excellent interpersonal abilities allowing you to collaborate effectively across departments and build trust among colleagues.
* Outstanding written and verbal communication skills required for preparing reports and presenting recommendations to senior stakeholders.
* Experience managing teams or mentoring junior staff members is highly desirable as you will be expected to foster professional growth within your department.
* In-depth knowledge of relevant local regulations governing credit risk in financial institutions is necessary for ensuring compliance.
* Familiarity with industry best practices related to credit assessment processes enhances your capacity for continuous improvement initiatives.
* Ability to engage confidently with external auditors or regulators during inspections or reviews is important for maintaining transparency.
* Commitment to ethical lending standards coupled with sensitivity towards balancing commercial goals with prudent risk management.

What sets this company apart:

This financial institution stands out as one of Metro Manila’s most respected employers thanks to its unwavering commitment to employee wellbeing, professional development, and inclusive workplace culture. Employees benefit from flexible working opportunities that accommodate personal needs while supporting productivity. Generous pension contributions underscore the organisation’s dedication to long-term financial security for its staff. Continuous training programmes are available so employees can expand their knowledge base and advance their careers at their own pace. The leadership team fosters an environment where collaboration is encouraged across all levels—ensuring everyone feels valued regardless of their background or experience. With a focus on ethical business practices and community engagement, this employer provides a stable platform for professionals who want their work to have lasting impact both inside the company and beyond.

What's next:

If you are ready to take your career in credit risk management to new heights within a supportive environment that values your expertise, apply now!

Apply today by clicking on the link provided.

Due to the high volume of applications we are experiencing, our team will only be in touch with you if your application is shortlisted.